Home care · Surrey

Live-in care in Oxted

A live-in carer is trained, stays in the person's own home and supports them at any hour. For many families it is the main alternative to a care home. Compare the 15 CQC-registered agencies covering Oxted and ask which of them provide it.

Agencies from the CQC register, updated 19 October 2026. Prices: Usual 2026 prices across England

Key points

  • 15 CQC-registered home care agencies have an office within 7 miles of Oxted; 36 are rated Good or Outstanding.
  • Surrey council has to offer a care needs assessment free of charge.
  • Expect live-in care to cost about around £1,540–£1,610 a week (a residential care home: £1,450 a week) (usual 2026 prices across England).
  • Ask each agency about live-in care; the CQC register has no record of who provides it.

Citation: "Live-in care in Oxted", The Care Panel analysis of CQC register data, Oct 2026.

How live-in care works day to day

Most live-in carers work a rota with a colleague, staying for a week or two at a stretch before swapping over. Their job covers personal care such as washing and dressing, cooking, medicines, housework, trips out and companionship, all while the person keeps their routine, their pets and their neighbours.

Plan for the carer to have a bedroom of their own, a break of around two hours each day and an unbroken night. Where help is needed on most nights, budgeting for another carer, or a night carer who stays awake, is usually necessary, and the agency should raise this when it assesses.

Comparing live-in care with a care home

Price check for this area: live-in care around £1,540–£1,610 a week, residential care home £1,450 a week. Couples are where live-in care can come out cheaper, with one carer supporting two people instead of two care home places; for one person, the care home often costs less.

It works best for someone determined to stay at home whose needs a single carer can safely meet. If two people are needed to move them at all hours, or loneliness is the bigger problem, a care home may suit better.

Managed service or introductory agency?

  • Managed live-in service: the carer is employed or supervised by the agency, which is registered with CQC and responsible for the care.
  • Introductory agency: introduces a self-employed carer; you arrange and oversee the care; usually not CQC-registered.

Whichever you choose, get answers on holiday and sickness cover and on replacing a carer who is not the right fit.

Funding live-in care

  • Assessment: free from Surrey council.
  • Council contribution: possible if live-in care is agreed as the way to meet eligible needs, after a financial assessment that ignores the value of the home.
  • Direct payment: take the council's share as cash and use your chosen agency.
  • NHS Continuing Healthcare: pays in full for people with a primary health need.

Asking Surrey council for an assessment.

Oxted's agencies in figures

No nearby town we list has a higher share of its listed agencies rated Good or Outstanding than Oxted (80%); Edenbridge follows at 70%. 3 are rated Outstanding here, out of 16 across Surrey. Across Surrey, 23% of agencies have a rating under two years old; covering Oxted it is 29%. Across Surrey we list 1,091 agencies, and 91% of those rated are Good or Outstanding; covering Oxted the figure is 95%. On their CQC registrations, 37 of 45 list physical disabilities, 24 of 45 list learning disabilities and 28 of 45 list mental health conditions. The newest registration is Hopewell 24 Care Limited, registered with CQC in December 2025. The oldest current rating dates from March 2018 (Home Instead Senior Care Reigate & Tandridge). 35 of the 45 agencies (78%) list dementia as a specialism, against 84% across Surrey.

How much live-in care costs in Oxted

Usual 2026 prices across England
Visiting carearound £32–£34 an hour
Live-in carearound £1,540–£1,610 a week
Residential care home£1,450 a week
Nursing home£1,695 a week

What the council pays (Surrey County Council): 2025/26 guide prices for older people's care homes: residential £806.45, residential enhanced £867.78, nursing £930.25, nursing enhanced £991.58 per week (nursing excluding FNC); home care uplifted 3.5% (no hourly rate published) (source).

Ask every agency for a full list of charges, with weekend and bank holiday rates: hourly rates vary more between agencies than between regions. According to the Homecare Association, councils across England should pay no less than £34.42 an hour for home care in 2026/27 if it is to be sustainable. Source: Lottie Care Index, Q3 2026. Work out a weekly cost · What would we pay?

Home care agencies that cover Oxted

Ranked on CQC rating, its date and then distance. Ask each one about live-in care.

  1. Care First 24 Ltd

    5.2 miles · Dementia, Physical disabilities, Sensory impairments

    Est. £32–£39/hr

    OutstandingRated Jul 2026Inspected recently
    More details (Care First 24 Ltd)
  2. IRC Care Services Limited

    under 0.5 miles · Dementia, Older people, Adults under 65

    Est. £30–£37/hr

    GoodRated Oct 2026Inspected recently
    More details (IRC Care Services Limited)
  3. Surrey Hills Home Help Services Limited

    0.6 miles · Dementia, Older people, Physical disabilities

    Est. £30–£37/hr

    GoodRated Jun 2026Inspected recently
    More details (Surrey Hills Home Help Services Limited)
  4. Amazing Angels Homecare

    4.2 miles · Dementia, Older people, Physical disabilities

    Est. £30–£37/hr

    GoodRated Jul 2026Inspected recently
    More details (Amazing Angels Homecare)
  5. Abletrust Care

    4.3 miles · Dementia, Older people, Physical disabilities

    Est. £30–£37/hr

    GoodRated Sep 2026Inspected recently
    More details (Abletrust Care)
  6. Loving Care Domiciliary Services Limited

    4.7 miles · Dementia, Older people, Physical disabilities

    Est. £30–£37/hr

    GoodRated Jul 2026Inspected recently
    More details (Loving Care Domiciliary Services Limited)
  7. Care Options

    4.8 miles · Dementia, Older people, Physical disabilities

    Est. £30–£37/hr

    GoodRated Sep 2026Inspected recently
    More details (Care Options)
  8. Excellent Care Ltd

    4.8 miles · Dementia, Older people, Physical disabilities

    Est. £30–£37/hr

    GoodRated Jun 2026Inspected recently
    More details (Excellent Care Ltd)
  9. Top4Care Services Ltd

    5.1 miles · Dementia, Older people, Physical disabilities

    Est. £30–£37/hr

    GoodRated Sep 2026Inspected recently
    More details (Top4Care Services Ltd)
  10. Surrey SCP

    6.3 miles · Services for everyone

    Est. £30–£37/hr

    GoodRated Sep 2026Inspected recently
    More details (Surrey SCP)
  11. Premier Care Services

    6.4 miles · Dementia, Older people, Physical disabilities

    Est. £30–£37/hr

    GoodRated Aug 2026Inspected recently
    More details (Premier Care Services)
  12. Supreme Care Services Limited

    4.1 miles · Dementia, Older people, Mental health conditions

    Est. £30–£37/hr

    GoodRated Jun 2024
    More details (Supreme Care Services Limited)
  13. Gold Care Services Ltd

    4.6 miles · Learning disabilities

    Est. £30–£37/hr

    GoodRated Aug 2023
    More details (Gold Care Services Ltd)
  14. Nightingale Holistic Services

    4.8 miles · Physical disabilities, Learning disabilities, Adults under 65

    Est. £30–£37/hr

    GoodRated Aug 2022
    More details (Nightingale Holistic Services)
  15. SAI Infinity Care

    5.1 miles · Dementia, Older people, Physical disabilities

    Est. £30–£37/hr

    GoodRated Jul 2022
    More details (SAI Infinity Care)
  16. Strada Care

    5.2 miles · Dementia, Older people, Physical disabilities

    Est. £30–£37/hr

    GoodRated Feb 2022
    More details (Strada Care)
  17. Caremark (Sevenoaks & Tandridge)

    5.2 miles · Dementia, Older people, Physical disabilities

    Est. £30–£37/hr

    GoodRated Mar 2023
    More details (Caremark (Sevenoaks & Tandridge))
  18. Opal Carers Ltd

    5.9 miles · Dementia, Older people, Physical disabilities

    Est. £34–£42/hr

    GoodRated Jul 2022
    More details (Opal Carers Ltd)
  19. Harty Homecare Services Ltd

    6.0 miles · Dementia, Older people, Physical disabilities

    Est. £34–£42/hr

    GoodRated Dec 2022
    More details (Harty Homecare Services Ltd)
  20. Enabled Health Limited

    6.5 miles · Dementia, Older people, Physical disabilities

    Est. £34–£42/hr

    GoodRated Apr 2023
    More details (Enabled Health Limited)

All 15 home care agencies covering Oxted →

What families ask about live-in care in Oxted

Which agencies provide live-in care in Oxted?

Ask each agency: CQC keeps no record of who provides live-in care. Of the 15 registered agencies that have an office within 7 miles of Oxted, 36 are rated Good or Outstanding.

What does live-in care cost in Oxted?

Usual 2026 prices across England: live-in care typically costs around £1,540–£1,610 a week. Couples, complex needs and short placements usually cost more.

Which is cheaper, live-in care or a care home?

A residential care home averages £1,450 a week locally, which often beats live-in care for one person; for two people, live-in care can work out cheaper than two places.

Will the council help pay for live-in care?

It can, if the care needs assessment finds eligible needs and live-in care is a suitable way to meet them. Surrey council then does a financial assessment; for care at home the value of the home is ignored, and people with savings under £23,250 may get help.

What CQC ratings do agencies covering Oxted have?

CQC rates 36 of 38 as Good or Outstanding, or 95%. Recent evidence: 13 rated or inspected in two years. Dementia specialists: 35.

Need live-in care in Oxted?

One short form: a maximum of three agencies working with us will contact you directly by email.

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Provider details from the Care Quality Commission register, updated Oct 2026. Contains CQC data licensed under the Open Government Licence v3.0. The Care Panel is not a care provider.