Care homes

Care home or extra care housing: which is right?

Extra care housing versus a care home: independence, the care available, costs and who each suits.

Extra care housing offers a self-contained flat with care staff on site. A care home provides a room and care around the clock. The right choice depends on how much care is needed now and in the near future.

At a glance

Extra care housingCare home
HomeYour own flat, with your own front doorA room, with shared lounges and dining
CarePlanned visits from an on-site team, plus help in an emergencyStaff on duty day and night; nursing in a nursing home
CostsRent or purchase, service charge, plus care paid by the hourOne weekly fee
SuitsPeople who need some care and want independencePeople who need care or supervision around the clock

Questions to ask

  • How much care can the on-site team provide, and at night?
  • What happens if needs increase?
  • What are the service charges, and how much is the care?

If care needs are high or rising quickly, a care home is often the safer choice. See care home costs and home care costs to compare.

Common questions

What is the difference between a care home and extra care housing?

A care home provides a room, meals and round-the-clock care in a shared setting, whereas extra care housing gives people their own self-contained flat with its own front door, with care staff on site who can provide planned and emergency help. Extra care suits people who want independence but need some support. People with high nursing or advanced dementia needs usually need a care home.

Source: Age UK

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Free printable: 40 things to check in a care home

Take it on every visit and compare up to three homes side by side: CQC checks, staffing, daily life, the room, fees and the contract.

Reviewed by The Care Panel team on 21 October 2026. This guide is general information about care in England, not legal, medical or financial advice. Rules and rates change; check with your council or an adviser before making decisions.

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