24-Hour Care in Coseley: Costs, Funding and 264 Local Agencies (Oct 2026)

Live-in care or waking nights?

Live-in care is usually the most affordable way to have someone there day and night: one carer lives in, but needs about two hours off each day and an unbroken night's sleep. Waking nights put a carer in the home who stays awake all night; combined with daytime visits, that covers all 24 hours. If help is needed most nights, one live-in carer is not enough: add waking nights or a second carer.

Typical local prices: live-in care around £1,540–£1,610 a week; a residential care home £1,295 a week.

Help paying for 24-hour care

Dudley council must offer a free care needs assessment; if it finds eligible needs by day and night, care at home can be part of a council care plan, and the value of the home is not counted for care at home. Attendance Allowance pays its higher rate of £114.60 a week to people over State Pension age who need help both day and night, whatever their savings. When the main need is a health need, NHS Continuing Healthcare may pay in full. Asking Dudley council for an assessment.

When 24-hour care is needed

Families usually look for it after a hospital stay, when dementia means someone cannot be left alone or wanders at night, after repeated falls, or at the end of life. A care home is the alternative to compare: for one person it often costs less than staffing every hour at home, but many people want to stay in their own home.

Home care in Coseley by the numbers

Of Coseley and the 6 nearest towns we cover, Coseley ranks 5th for the share of all listed agencies rated Good or Outstanding (41%); Dudley is highest at 44%. One rating goes back to June 2017: FACT Healthcare Ltd. Ask what has changed since. CQC registered Deus Community Services CIC in August 2026, the newest on this list. 76% of rated agencies covering Coseley are Good or Outstanding, compared with 76% of those rated among the 351 we list across Dudley. Registered specialisms here: 217 of 264 list physical disabilities, 143 of 264 list learning disabilities and 173 of 264 list mental health conditions. In Coseley, 78% of agencies support people with dementia (205 of 264); the Dudley figure is 79%.

How much 24-hour care costs in Coseley

Usual 2026 prices across England
Visiting care	around £32–£34 an hour
Live-in care	around £1,540–£1,610 a week

Dudley Metropolitan Borough Council's own rates: £21.92 an hour for home care (2025/26 average paid to agencies); £725 a week for residential care (2025/26 average, over-65s); £984 a week for nursing care (2025/26 average, over-65s) (source).

Ask every agency for a full list of charges, with weekend and bank holiday rates: hourly rates vary more between agencies than between regions. For 2026/27, the Homecare Association says council-funded home care in England is only sustainable at £34.42 an hour or more. Source: Lottie Care Index, Q3 2026. Estimate the weekly cost or see what you might pay

Your questions on 24-hour care in Coseley

Which agencies provide 24-hour care in Coseley?

CQC does not record which agencies provide 24-hour care. 264 CQC-registered home care agencies have an office within 7 miles of Coseley; 107 are rated Good or Outstanding. Ask each whether it provides 24-hour care.

How much does 24-hour care cost in Coseley?

Usual 2026 prices across England: live-in care typically costs around £1,540–£1,610 a week. Covering every hour with separate day and night carers costs much more, because each hour is paid.

Is 24-hour care the same as live-in care?

Not quite. A live-in carer is there day and night but needs a daily break and a full night's sleep. If help is needed through the night most nights, true 24-hour care means adding waking nights or a second carer.

Can the council pay for 24-hour care at home?

It can, if Dudley council's care needs assessment finds eligible needs by day and night and care at home is a suitable way to meet them. A financial assessment follows; for care at home the home is not counted. NHS Continuing Healthcare pays in full when the main need is a health need.

What CQC ratings do agencies covering Coseley have?

CQC rates 107 of 140 as Good or Outstanding, or 76%. Recent evidence: 40 rated or inspected in two years. Dementia specialists: 205.

Need 24-hour care in Coseley?

One short form: a maximum of three agencies working with us will contact you directly by email.

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Provider details from the Care Quality Commission register, updated Oct 2026. Contains CQC data licensed under the Open Government Licence v3.0. The Care Panel is not a care provider.

24-hour care in Coseley