24-Hour Care in Cobham: Costs, Funding and 130 Local Agencies (Oct 2026)

Live-in care or waking nights?

Live-in care is usually the most affordable way to have someone there day and night: one carer lives in, but needs about two hours off each day and an unbroken night's sleep. Waking nights put a carer in the home who stays awake all night; combined with daytime visits, that covers all 24 hours. If help is needed most nights, one live-in carer is not enough: add waking nights or a second carer.

Typical local prices: live-in care around £1,540–£1,610 a week; a residential care home £1,555 a week.

When 24-hour care is needed

Families usually look for it after a hospital stay, when dementia means someone cannot be left alone or wanders at night, after repeated falls, or at the end of life. A care home is the alternative to compare: for one person it often costs less than staffing every hour at home, but many people want to stay in their own home.

Help paying for 24-hour care

Surrey council must offer a free care needs assessment; if it finds eligible needs by day and night, care at home can be part of a council care plan, and the value of the home is not counted for care at home. Attendance Allowance pays its higher rate of £114.60 a week to people over State Pension age who need help both day and night, whatever their savings. When the main need is a health need, NHS Continuing Healthcare may pay in full. Getting assessed by Surrey council.

Home care in Cobham by the numbers

Across Surrey we list 1,090 agencies, and 91% of those rated are Good or Outstanding; covering Cobham the figure is 93%. Across Surrey, 22% of agencies have a rating under two years old; covering Cobham it is 25%. 9 are rated Outstanding here, out of 16 across Surrey. Of Cobham and the 6 nearest towns we cover, Cobham ranks 4th for the share of all listed agencies rated Good or Outstanding (70%); Oxshott is highest at 77%. 111 of the 130 agencies (85%) list dementia as a specialism, against 84% across Surrey. The oldest current rating dates from December 2017 (Dial House). The newest registration is HEALTHQO CARE PROFESSIONALS LTD, registered with CQC in October 2026. On their CQC registrations, 114 of 130 list physical disabilities, 66 of 130 list learning disabilities and 75 of 130 list mental health conditions.

24-hour care prices in Cobham

Usual 2026 prices across England
Visiting care	around £32–£34 an hour
Live-in care	around £1,540–£1,610 a week

What Surrey County Council pays providers: £24.87 an hour for home care (2025/26 average paid to agencies); £952.38 a week for residential care (2025/26 average, over-65s); £988.04 a week for nursing care (2025/26 average, over-65s) (source).

Ask every agency for a full list of charges, with weekend and bank holiday rates: hourly rates vary more between agencies than between regions. Homecare Association figure for 2026/27: a sustainable council rate for home care in England starts at £34.42 an hour. Source: Lottie Care Index, Q3 2026. Estimate the weekly cost or see what you might pay

Home care agencies in and around Cobham

Ask each agency whether it provides 24-hour care. Ranked by CQC rating and how recent it is, then distance.

See all 130 agencies covering Cobham →

Your questions on 24-hour care in Cobham

Who provides 24-hour care in Cobham?

130 agencies on the CQC register have an office within 7 miles of Cobham, and 91 hold a Good or Outstanding rating. Which of them provide 24-hour care is not recorded by CQC: ask them.

How much does 24-hour care cost in Cobham?

Usual 2026 prices across England: live-in care typically costs around £1,540–£1,610 a week. Covering every hour with separate day and night carers costs much more, because each hour is paid.

Is 24-hour care the same as live-in care?

Not quite. A live-in carer is there day and night but needs a daily break and a full night's sleep. If help is needed through the night most nights, true 24-hour care means adding waking nights or a second carer.

Can the council pay for 24-hour care at home?

It can, if Surrey council's care needs assessment finds eligible needs by day and night and care at home is a suitable way to meet them. A financial assessment follows; for care at home the home is not counted. NHS Continuing Healthcare pays in full when the main need is a health need.

How good are home care agencies around Cobham?

93% Good or Outstanding (91 of 98 rated). 35 were inspected or rated within two years, and 111 are registered for dementia.

24-hour care in Cobham

Live-in care or waking nights?

When 24-hour care is needed

Help paying for 24-hour care

Home care in Cobham by the numbers

24-hour care prices in Cobham

Home care agencies in and around Cobham

Your questions on 24-hour care in Cobham

24-hour care in Cobham: ask who can help

Related care pages for Cobham

24-hour care nearby

Cookies on The Care Panel